Comments on: Always Buy Travel Medical Insurance

By: NVR Guys

NVR Guys — Thu, 15 Nov 2012 00:17:23 +0000

We have not heard of that site – off to check it out.

By: Reena @ Wanderplex

Reena @ Wanderplex — Wed, 14 Nov 2012 19:10:16 +0000

Jenna, I would speak to your insurance provider. Mine has a department that handles health problems while I’m traveling internationally and they have all the resources etc that I need. Yours might too, but since medical coverage in the US is so variable, you’d have to talk to your provider directly.

By: RenegadePilgrim

RenegadePilgrim — Thu, 08 Nov 2012 13:45:06 +0000

I haven’t had travel medical insurance in the past, but for some reason this last trip to Europe, I decided to spring for medevac insurance. I also called my health insurance company and found out they will cover me for emergencies only, which was reassuring. Well, I got a policy with medevac, more medical (you can never have too much!) and stuff related to my flights, like flight delay/lost luggage. Well, I didn’t end up needing the medical but my flight out of the US was delayed by a day causing me to miss a separate flight I had booked on EasyJet. My travel insurance will reimburse me for the last minute flight I had to book when I arrived in Europe. I still have to fill out the paperwork but I am so glad I did this…otherwise I would have to eat the almost $300 I spent on both flights. I used http://www.squaremouth.com which then aggregates different insurance companies together and shows different policies. So far, so good!

By: NVR Guys

NVR Guys — Thu, 08 Nov 2012 12:51:04 +0000

Covered through your visas? Interesting.

By: NVR Guys

NVR Guys — Sun, 04 Nov 2012 12:31:31 +0000

We started getting an annual policy so that everything is covered – short and long.

By: Ali

Ali — Fri, 02 Nov 2012 17:13:39 +0000

Definitely a good thing to buy before a trip. I’ve often taken short trips without getting travel insurance (which probably isn’t a good idea either) but I’ve always purchased it for longer trips like my RTW and my Antarctica trip. It’s usually cheap and well worth it if you need to use it.

By: Nicole

Nicole — Thu, 01 Nov 2012 04:30:10 +0000

We always buy travel insurance – ALWAYS. Yet, we have never used it but it gives us piece of mind. However, that said we only need to buy it if we are away for more than 2 weeks since we are covered through our visas.

By: NVR Guys

NVR Guys — Mon, 29 Oct 2012 22:05:10 +0000

You’re probably just fine. However, as in the example above, travel insurers (specifically) have some pretty great tools at their disposal. I hope you never have to find that out though

By: NVR Guys

NVR Guys — Mon, 29 Oct 2012 22:03:00 +0000

As I reply to this, we’re in Costa Rica *insert grin*. I hope we don’t need it here.

By: NVR Guys

NVR Guys — Mon, 29 Oct 2012 22:01:45 +0000

Travel medical is not too expensive. You 2 better have it next time we see you. That’s an order. (Do we sound like worried dads?)

By: NVR Guys

NVR Guys — Mon, 29 Oct 2012 21:57:02 +0000

I think you’ll be surprised by how inexpensive it is. Check it out.

By: Alex

Alex — Mon, 29 Oct 2012 18:30:04 +0000

I don’t have travel insurance. Ha, isn’t financial irresponsibility charming! I’m still covered on my parent’s health insurance for now (thank you Obamacare) and I tend to travel to places where health care is so cheap I wouldn’t even bother to submit a claim because also I am super lazy. But I guess if I start traveling in Europe or something I should probably get on the bandwagon.

By: NVR Guys

NVR Guys — Sun, 28 Oct 2012 11:26:34 +0000

And we know you've been sick on the road.

By: NVR Guys

NVR Guys — Sun, 28 Oct 2012 11:25:25 +0000

That is frustrating – but not surprising. For us, travel insurance is much less expensive than regular insurance.

By: NVR Guys

NVR Guys — Sun, 28 Oct 2012 11:22:37 +0000

Smart thinking regarding Maui.

By: Jenna

Jenna — Sun, 28 Oct 2012 06:20:08 +0000

What would you say are the advantages of having medical travel insurance on top of your coverage in the US? We have Kaiser and are happy with it; if we have a problem in another country, we can be seen at a local hospital, fill out papers, and they will cover it. I am wondering if I should get more coverage like what you have recommended.

By: Abby

Abby — Sat, 27 Oct 2012 23:51:24 +0000

This was actually fascinating. When I was a young whippersnapper backpacking around, this was such a foreign concept, and medical care in Costa Rica is amazing. I really need to get insurance.

By: Erica

Erica — Sat, 27 Oct 2012 22:42:23 +0000

Maybe one day we can afford travel insurance. *cough*

Or insurance at all.

*cough*

By: Juno

Juno — Sat, 27 Oct 2012 20:24:42 +0000

It was never a problem for me so far, thank God, but I’ve seen a few cases that ‘no one knows what will happen’.

By: Pete

Pete — Sat, 27 Oct 2012 14:06:14 +0000

It’s weird but we buy insurance and just hope that we won’t have to use it. Knock on wood that we haven’t had to use it yet, but we ALWAYS buy it. The thing that gets me, is that on top of our policy we have to buy a supplemental policy when we go to the U.S. Grrrr. Oh well, at least the beer is cheap.